I was first
referred, by a friend, to consider using Charles Choong as my financial adviser
in late 2006. I subsequently had an appointment with him in February 2007.
At that
time I was working part time in a Victorian public hospital and any superannuation
payments went to Health Super. When I saw Charles I told him I planned to
retire in next 1 to 2 years and he advised me to contact Health Super and have
them sell my portfolio and have it converted to cash until I retired so then it
would be ready to move.

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